Texas Down Payment Assistance Grant
Texas Down Payment Assistance Grant

This Texas Down Payment Assistance Grant is available to all Texas Residence.  Texas residence can receive up to $35,000 or 2% of your sales price.  To be applicable, simply apply below.  The grant does not have to repaid back, you do not have to live in the property for a certain amount of time.  This is a free grant given to you for your down payment and/or closing cost.

  • Credit score must be above 580 (middle score)
  • Income verification
    • 12 months of employment history
  • 3 Months of Bank Statements
  • No late payments in the last 6 months
  • Tax Returns filed for the last 2 Years
  • Bankruptcy is ok but needs to be discharged
  • 43% Ratio of Debt including Mortgage (DTI = Debt to Income Ratio)
    • For example if you make $10,000 a month, 43% can be used for revolving credit including mortgage
      • Revolving credit includes
        • Child support
        • School Loans
        • Car Loans
        • Mortgage (applying for)
        • Credit card payments




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